This post is sponsored by Suntrust. Thanks, Suntrust!
There are plenty of times I don’t feel confident, like when my face decides to pretend it’s a teenager again and grow a giant pimple smack dab in the middle of it. (This happened to me a few years ago at a conference when I was speaking, which was just greeeeeeat.) If there was one day in my life when I felt really confident, though, it was on my wedding day. I was dressed in a beautiful gown, my hair and makeup were amazing (thanks, professionals!), and I knew in my heart I was marrying the person I wanted to spend the rest of my life with. Combine those things with the fact I was surrounded by friends and family who loved me, and you have a recipe for feeling as confident as can be. Being able to experience a day with that kind of confidence was amazing — I had no worries or insecurities, and could focus 100% on enjoying the moment.
Ideally, we would all feel that confident with our finances (unfortunately, our finances can sometimes make us feel like we have a giant pimple on our faces). When you feel good about your financial situation, you have a whole lot less worries and insecurities, and can enjoy your life more easily. For me, feeling financially confident isn’t about having a million dollars in the bank (although if someone wanted to send me a million dollars I would LOVE to find out what that kind of confidence feels like). Instead, financial confidence means taking the uncertainty out of it all as much as possible. You can’t always be in total control of your finances (because unexpected things can happen), but staying on top of your finances and having a game plan for how you pay your bills — and save for the future — can help you feel more secure.
One of my biggest tips is to track my family’s spending on a spreadsheet. If you do this for a few months you will then be able to look back and see exactly what you’re spending your money on. For example, before I started doing this years ago, I didn’t realize just how much our Starbucks fix was adding up to each month. I still go to Starbucks (I’m not a monster), but I now have coffee at home much more often which equals savings. Coffee, of course, is a small expense — but tracking your spending like this will let you find larger expenditures to cut back on, too. Another one of my favorite ways to be financially confident is by finding deals. I use browser extensions that automatically search the internet to make sure I am getting the best price, hit up the end of season sales, and still clip a coupon or ten. Call me crazy, but doing this is actually fun for me. Finding those savings can get addictive!
SunTrust launched their onUp Movement to inspire millions of Americans to take a step toward financial confidence. To find out how you can take a step toward financial confidence, visit here.
At SunTrust Bank their purpose is lighting the way to financial well-being. When you feel confident about your money, you can save for your goals and spend knowingly on what matters most to you.
The onUp Movement is 1 million strong…and growing. onUp is about having the confidence to move forward one smart step at a time.
Join now and start building your financial confidence today.
This is a sponsored conversation written by me on behalf of SunTrust. The opinions and text are all mine.